First Security Bank Hendricks, MN
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Products & Services

Regular Checking Security Club Checking Security Club NOW
NOW Account Business Account Passbook Savings
Money Market Savings Certificates of Deposit ATM/Debit Cards
Other Services   Miscellaneous Fees and Charges

Checking & Savings Accounts

Regular Checking Account

  • $100.00 minimum deposit to open an account
  • $5.00 service charge per statement cycle if balance falls below $100.00 any day of the statement cycle
  • Free monthly e-statement
  • No service charge for customers 65 years of age or older and students 17 years of age or younger

Security Club Checking Account*

  • No minimum deposit required
  • Free monthly e-statement or paper statement.
  • Service charge of $4.00 or $6.00 per statement cycle depending upon insurance coverage obtained
  • No charge for incoming or outgoing wire transfers, faxes, photocopies, cashier’s checks, money orders, automatic and telephone transfers, stop payments, and notary service. No monthly charge for Debit/ATM card.

Security Club NOW Account*

  • $500.00 minimum deposit to open an account.
  • $10.00 service charge per statement cycle if balance falls below $500.00 any day of the statement cycle
  • Free monthly e-statement or paper statement.
  • Service charge of $4.00 or $6.00 per statement cycle depending upon insurance coverage obtained
  • Interest bearing account, credited monthly
  • No charge for incoming or outgoing wire transfers, faxes, photocopies, cashier’s checks, money orders, automatic and telephone transfers, stop payments, and notary service.  No monthly charge for Debit/ATM card.

NOW Account

  • $500.00 minimum deposit to open an account.
  • $10.00 service charge per statement cycle if balance falls below $500.00 any day of the statement cycle
  • Free monthly e-statement
  • Interest bearing account, credited monthly

Business Account

  • Service Charge: We impose a per check fee of $0.10 and a per transit item fee of $0.05 with a $10.00 maintenance fee and credit earnings of $0.10 per $100.00 of the average balance in the statement cycle.
  • Free monthly e-statement.

Passbook Savings Account

  • $200.00 minimum deposit to open an account.
  • $5.00 service charge per month if balance falls below $200.00 any day of the month.
  • No service charge for customers 65 years of age or older and students 17 years of age or younger
  • Free quarterly e-statement
  • You may make six (6) transfers from your account each 4 week or similar period by preauthorized or automatic transfer, telephone, check, draft, debit card or similar order. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
  • Interest bearing account, credited semi-annually

Money Market Savings Account

  • $2,500.00 minimum deposit required to open an account
  • $10.00 service charge per statement cycle if balance falls below $2,500.00 any day of the statement cycle
  • Free monthly e-statement
  • Interest bearing account, credited monthly
  • You may make six (6) transfers from your account each 4 week or similar period by preauthorized or automatic transfer, telephone, check, draft, debit card or similar order. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
  • $10.00 Excessive Transaction Fee each month you exceed the transaction limit disclosed above

Certificates of Deposit

  • Variety of terms available
  • Minimum balance of $1,500.00
  • Interest rates and annual percentage yields may change at any time at the discretion of First Security Bank.

Other Products & Services

ATM and Debit Cards

  • All personal checking and savings account holders may be eligible.
  • $1.25/month service charge (free with Security Club account)
  • $10.00 replacement fee if lost, damaged, or hot carded.

Other Services

  • Free Online Banking
  • Consumer Loans
  • Agriculture Production Loans
  • Commercial Loans
  • Farm Land Loans
  • Ready Reserve
  • Home Improvement Loans
  • Home Equity Lines of Credit
  • Overdraft Protection
  • Home Purchase Financing
  • Remote Deposit Capture

*Security Club Checking Accounts contain AD&D (Accidental Death & Dismemberment) insurance. The following disclosure is required when selling a non-deposit product such as AD&D insurance:

The Accidental Death & Dismemberment (AD&D) insurance is: 
   1.  Not a Deposit
   2.  Not FDIC Insured

   3.  Not Insured by any Federal Government Agency
   4.  Not Guaranteed by the Bank

Miscellaneous Fees and Charges

Money Orders (free with Security Club account) $6.00
Cashier's Checks (free with Security Club account) $10.00
Levies, Garnishments, and Executions $30.00
Photocopies (free with Security Club account) $.25 per page
Outgoing Wire Transfers
(free with Security Club account)
Customer - $30.00
Non-Customer - $50.00
Foreign - $50.00 (may by country)
Incoming Wire Transfers
(free with Security Club account)
Customer - $5.00
Non-Customer - $30.00
Check Collections $25.00
Non-Customer Check Cashing (with approval) $8.00 plus $5.00 per $100.00
Faxing Service (free with Security Club account) $1.00 per page
Safe Deposit Box Rental: 3 x 5 $28.00
Safe Deposit Box Rental: 4 x 5 $30.00
Safe Deposit Box Rental: 5 x 5 $32.00
Safe Deposit Box Rental: 3 x 11 $38.00
Safe Deposit Box Rental: 4 x 10 $50.00
Safe Deposit Box Rental: 5 x 11 $54.00
Safe Deposit Box Drilling $50.00 plus drilling fee
Safe Deposit Key Replacement $20.00
Notary Fee (free with Security Club account) $10.00
Statement Mailing Fee (free with Security Club account) $1.50 per statement
Account Activity Printout $3.00
Amortization Schedule $10.00
Overdraft Item Fee $30.00 per item
Return Item Fee $30.00 per item
Stop Payment Request (free with Security Club account) $30.00 per item
Automatic transfer between in-house accounts $2.00 per transfer
Telephone transfer between in-house accounts $3.00 per transfer
Account Research and Reconciling $30.00 plus $30.00 per hour research fee
ATM / Debit Card Monthly Charge (free with Security Club) $1.25 per month
ATM/Debit Card Replacement Fee $10.00
Deposited Checks returned unpaid $4.00 per item
Coin Counting (Non-Customer) $10.00 plus 10% of total
ACH Rejects $5.00
Dormant Account Service Charge $5.00 per month
Bond of Indemnity $25.00
Account Verification $5.00

**FEES AND CHARGES ARE SUBJECT TO CHANGE

 

 

 
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